Medicare · Kansas City Metro, MO/KS

Independent Medicare Advisor Serving the Greater Kansas City Metro Area

2.2M+
Population
280,000+
Seniors 65+
13%%
Senior Population
$72,000
Median Household Income

The Kansas City metro area spans two states, four major counties, and dozens of communities — each with its own Medicare plan marketplace, provider network landscape, and community of seniors navigating coverage decisions. I serve the full KC metro as an independent Medicare advisor, licensed in both Missouri and Kansas, with no carrier affiliation that limits what I can recommend. My office is in Blue Springs, and I meet clients throughout the metro in person, by phone, or by video — always at no cost.

What Areas of the Kansas City Metro Does Jon Perkins Serve?

I serve the full Kansas City metro area including:

Missouri side: Kansas City, Blue Springs, Independence, Lee's Summit, Raytown, Grain Valley, Grandview, Liberty, Gladstone, North Kansas City, and surrounding communities throughout Jackson, Clay, and Cass counties.

Kansas side: Overland Park, Olathe, Shawnee, Lenexa, Prairie Village, Leawood, Merriam, and surrounding Johnson County communities.

If you live somewhere in the KC metro not listed here, call — I almost certainly serve your area.

Does Medicare Work the Same in Missouri and Kansas?

Medicare Parts A and B are federal programs that work identically in both states. However, Medicare Advantage and Medigap plan options depend on your specific state and county of residence — Kansas and Missouri have separate plan marketplaces with different carriers, networks, and premiums.

This matters especially for residents near State Line Road who use providers on both sides of the metro. I verify cross-border network access for every client near the state line and make sure your Medicare Advantage plan — if you choose one — actually covers the providers you use most.

What Are the Biggest Medicare Mistakes KC Metro Residents Make?

After years of advising clients across the Kansas City metro, the most common and costly mistakes I see are:

1. Assuming COBRA delays Medicare enrollment — it doesn't. COBRA is not creditable coverage for Medicare purposes.

2. Missing the Medigap open enrollment window — the 6-month guaranteed issue period after Part B enrollment is the only time you can get Medigap at standard rates regardless of health history.

3. Choosing a plan based on TV commercials — the $0 premium plan on TV may not cover your doctors or your prescriptions.

4. Not reviewing plans annually — networks and formularies change every year. The best plan in 2025 may not be the best in 2026.

🏥 Local Healthcare Access

Primary hospitals serving Kansas City Metro: Saint Luke's Health System and Research Medical Center / Centerpoint. When comparing Medicare Advantage plans in Kansas City Metro, I verify that your preferred facilities and physician groups are in-network before making any recommendation.

Free Medicare Consultation for Kansas City Metro Residents

Compare every Medicare Supplement, Advantage, and Part D plan available in Kansas City Metro — at no cost. Jon meets in person, by phone, or by video.

Call 816-291-3655

Frequently Asked Questions — Medicare in Kansas City Metro

Does Jon Perkins serve the entire Kansas City metro?

Yes. Jon is licensed in both Missouri and Kansas and serves all communities in the KC metro area — from Blue Springs and Independence on the east side to Overland Park and Shawnee on the Kansas side. He meets clients throughout the metro in person, by phone, or by video call. His office is at 901 W Main St Ste 210, Blue Springs, MO.

How does Medicare plan availability differ across the KC metro?

Plan availability, carrier participation, and premiums vary by ZIP code. The Missouri side (Jackson, Clay, Cass counties) and the Kansas side (Johnson County) are separate Medicare plan marketplaces. I pull the complete plan options for your specific ZIP code — not generic metro-wide data — for every comparison.

Is there a state Medicare counseling program in Kansas City?

Yes. Missouri's CLAIM program (1-800-390-3330) and Kansas's SHICK program (1-800-860-5260) both provide free, unbiased Medicare counseling from trained volunteers. These are excellent resources for independent information. Jon Perkins offers a complementary service — he can actually enroll you in the plans that are the best fit, which CLAIM and SHICK counselors cannot do.

JP
Jon Perkins, RN, BSN Licensed Independent Medicare Advisor · 901 W Main St Ste 210, Blue Springs, MO · 816-291-3655

We do not offer every plan available in your area. Currently we represent multiple organizations which offer products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or Missouri's CLAIM program at 1-800-390-3330 to get information on all of your options. Not affiliated with or endorsed by the government or the federal Medicare program. Information current as of January 2026.